Currently Not Collectible (CNC)
"I barely have enough money to pay my bills. How am I supposed to pay the IRS too?"
Emergency Service – Fast Hardship Evaluation Available
The Struggle:
❌ You’re living paycheck to paycheck and can’t afford IRS payments
❌ Wage garnishments or bank levies would create a financial crisis
❌ You’re worried the IRS will take money needed for rent, food, utilities, or medical expenses
❌ Tax debt is causing constant stress and uncertainty
❌ Every IRS notice feels overwhelming because you simply don’t have the ability to pay
If paying your tax debt would prevent you from meeting basic living expenses, the IRS may classify your account as Currently Not Collectible (CNC).
This hardship status temporarily pauses IRS collection efforts and provides immediate financial relief while you work to stabilize your situation.
Many taxpayers don’t realize this program exists.
The IRS cannot expect you to pay money that you genuinely do not have.
Our job is to demonstrate your financial hardship using IRS guidelines and documentation so you receive the protection you deserve.
The Result:
✔ IRS collection efforts placed on hold
✔ No wage garnishments while CNC status remains active
✔ No bank levies while CNC status remains active
✔ Relief from immediate collection pressure
✔ Time to improve your financial situation
✔ Opportunity to evaluate future tax resolution options
The Solution
Step 1: Financial Hardship Review (3-5 Business Days)
We conduct a detailed review of your income, expenses, assets, and financial obligations to determine whether you qualify for Currently Not Collectible status.
Step 2: Prepare Your Hardship Case
Our team gathers supporting documentation and organizes your financial information according to IRS hardship standards.
Step 3: Submit CNC Request to the IRS
We present your case directly to the IRS, demonstrating that collection activity would create significant financial hardship.
Step 4: Collection Activity Paused
Once approved, the IRS generally suspends active collection efforts, allowing you time to focus on your financial recovery instead of collection pressure.
Why Professional Representation Matters
The IRS requires detailed financial documentation before granting hardship status.
Many taxpayers are denied because their financial information is incomplete, inaccurate, or presented improperly.
We understand how the IRS evaluates hardship cases and work to ensure your financial reality is clearly documented and effectively communicated.
If paying the IRS would prevent you from paying for life’s necessities, you may have options.
Currently Not Collectible status can stop collection activity, protect your income, and provide valuable time to get back on your feet.
You don’t have to face IRS collections alone. Call us today or schedule a FREE consultation, and let us find the best solution for you.